As you approach retirement, your investments need to do more than grow— they need to support a plan. We can help you transition from building wealth to protecting it, with a strategy tailored to your goals, risk level, and timeline. As an independent fiduciary, I offer professional, objective advice built to suit your goals for the future.

For pre-retirees, investments matter more than ever. We use a multi-factor assessment to determine your risk tolerance. This informs our strategy so that you can weather market ups and downs while keeping your retirement plan on track.

What you keep matters more than what you make. We can help you draw income from your accounts in a way that minimizes taxes and extends the life of your retirement savings. From coordinating withdrawals across IRAs, 401(k)s, and taxable accounts to planning required minimum distributions (RMDs), every dollar has a job — and a strategy. We can collaborate with your existing CPA or accountant to coordinate your retirement plan.

Estate planning isn’t just about what you leave behind— it’s about making sure your wishes are clear, your family is prepared, and everything works as intended. We collaborate with your attorney to align your retirement plan with your estate documents, beneficiary designations, and legacy goals. Your peace of mind is built into the plan.

Insurance needs change as retirement approaches. We can review your existing policies— life, long-term care, health, and more— to see what still fits and what no longer serves you. The goal isn’t to sell you something but to make sure your coverage supports your retirement plan, protects your assets, and gives you confidence moving forward.

A successful retirement starts with knowing what’s coming in, what’s going out, and what’s possible. We can help you build a clear, realistic budget based on your lifestyle, income sources, and priorities— before and after retirement. From monthly expenses to big-picture goals, we’ll create a plan that balances today’s needs with tomorrow’s peace of mind.

Helping with college costs is a meaningful gift, but it shouldn't derail your retirement. We can help you explore smart, tax-efficient ways to support your children or grandchildren’s education, like 529 plans and gifting strategies, while keeping your own financial future on track. It’s about creating opportunity without compromising your plan.

Life doesn’t always go according to plan, but your finances can still stay on track. Whether you're navigating divorce, the loss of a loved one, or a late-career change, we can offer clear, steady guidance to help you make confident decisions during uncertain times. We’ll adjust your financial plan with care, compassion, and your long-term goals in mind.